Dream Dwellings

Privacy Policy

Privacy Policy

Introduction

Welcome to https://overpaying-car-finance.dreamdwellings.net (hereafter referred to as “Overpaying Car Finance” or “we”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, handling, and protection of information from users accessing our website, utilizing our applications, or availing of our services (“users”).

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party platforms or services that you may access through links on our site, as these entities have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy is relevant when you engage in the following activities:

  1. Using any of our applications or services as an authorized user.
  2. Visiting and interacting with our websites linked to this policy.
  3. Subscribing to receive communications from us, including newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various types of personal data, which can include:

  1. Account Information: Details related to your user account creation and management, such as username, email address, and password.
  2. Payment Information: Transaction details and payment method information required for processing payments and refunds.
  3. Financial Information: Data about your financial status or history provided when applying for services or products.
  4. Purchase Information: Records of products or services you have purchased from us, including order history and preferences.
  5. Mobile Device Identifiers: Unique identifiers associated with your mobile device, such as IP addresses and advertising IDs.
  6. Location Data: Geolocation information if you choose to share it, enabling us to provide location-based services.
  7. Feedback: Any comments, reviews, or suggestions you provide to enhance our products and services.
  8. Social Media Information: Data from social media platforms when you interact with our content or use social login options on our site.
  9. Product Information: Details about the products or services that interest you, including preferences and interactions with marketing materials.

We collect this data through direct user input, tracking technologies, and third-party sources. Our primary method of collection involves automated systems, including cookies, web beacons, and similar technologies.

Cookies

Overpaying Car Finance uses cookies to enhance your browsing experience and for analytical purposes:

  • Strictly Necessary Cookies: Ensure the basic functionality of our website and services.
  • Preference Cookies: Remember user preferences and settings to provide a personalized experience.
  • Analytics Cookies: Track site usage, measure performance, and understand user behavior to improve our services.

Users have control over non-essential cookies through our Cookie Manager, allowing them to manage their cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, plus an additional period to comply with legal obligations. Once the retention period expires or when the purpose is accomplished, we securely delete or anonymize the data.

Security Measures

Overpaying Car Finance implements robust security measures to safeguard your personal data:

  • Encryption: We use encryption protocols to secure data during transmission and storage.
  • Third-Party Processing: We engage trusted third-party service providers who adhere to strict data protection standards.

Children’s Privacy

Our services are not intended for individuals under 18 years old, and we do not knowingly collect personal information from children in this age group.

Your Rights (Data Subject Rights)

Depending on your location, you have certain rights regarding your personal data:

  • Access: The right to request access to the personal data we hold about you.
  • Rectification: Requesting corrections if your data is inaccurate or incomplete.
  • Erasure/Right to be Forgotten: Asking us to delete your data in certain circumstances.
  • Restriction: Limiting the use of your data for specific purposes.
  • Data Portability: Obtaining a copy of your data in a structured, commonly used format.
  • Objection: Objecting to the processing of your data for specific or direct marketing purposes.
  • Non-Discrimination: The right not to be subjected to automated individual decision-making that significantly affects you.

To exercise these rights or seek further information, please contact our Data Protection Officer at [email protected].

Changes to Policy

Overpaying Car Finance reserves the right to update this Privacy Policy from time to time. Any significant changes will be notified through a prominent notice on our website or via email to users whose data we process.

Contact Information

For any queries, requests for unsubscribe, or questions related to data privacy, please reach out to us:

  • Email: [email protected]
  • Postal Address: Overpaying Car Finance, [Address], [City, State, Zip]